The term “affordable housing” is frequently used by housing developers and local councillors, but what does it truly mean?
Just like how certain titles or phrases can sometimes be used sarcastically or misleadingly, “affordable housing” is often misunderstood or misrepresented. In reality, it represents homes that are accessible to people on lower incomes who might otherwise be priced out of the housing market.
In Somerset, any new housing development with ten or more homes must allocate a percentage of those homes as affordable housing. However, the exact amount varies depending on the area within Somerset.
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Councillor Oliver Patrick, vice-chairman of Somerset Council’s planning committee for the south, recently clarified the situation to restore public trust in the planning process. His committee oversees major developments in the former South Somerset area, which includes towns like Chard, Crewkerne, Ilminster, Wincanton, and Yeovil.
As one of two Liberal Democrat councillors for the Coker division — covering several villages between Yeovil and Crewkerne — Mr. Patrick frequently reminds colleagues about the urgent need for affordable homes in south Somerset. He shared on his official Facebook page that council homes, also known as social housing, are in high demand. For example, when a reduced rent home became available in West Coker, there were nearly 300 applicants.
Affordable homes are categorized separately from market housing, which is sold at full market prices. Within affordable housing, there are four main types, and the local plans specify what proportion of new developments must be allocated to them.
Under the South Somerset Local Plan (in effect until 2028), 35% of new homes in developments of ten or more must be affordable. The former West Somerset area follows the same 35% rate, whereas the former Taunton Deane area requires 25%. The former Mendip and Sedgemoor areas target 30%. These percentages are subject to negotiation with developers based on the viability of individual sites, which balances land and construction costs against profitability.
Mr. Patrick explained that although these figures can be flexible, developers often make significant financial sacrifices to include affordable housing. These homes typically yield little to no profit but are essential for meeting community needs.
Besides housing, new developments also contribute financially to local infrastructure such as schools, GP surgeries, sports facilities, and more, usually through Section 106 agreements. Councillor Patrick emphasized the council’s responsibility to communicate these benefits more clearly to residents to foster understanding and trust.
He pointed out that one major complaint about new housing developments is the perceived lack of supporting infrastructure improvements. Yet, each month, the council secures millions of pounds for such enhancements linked to new housing projects — from school expansions and highway upgrades to better healthcare facilities.
In closing, Mr. Patrick insists that local politicians must be transparent about the urgent need for new homes and the benefits these developments bring. The reality is simple: more housing is needed now, and delivering affordable homes is a key part of that solution.