Significant changes to the state pension system are set to take effect soon, prompting concerns among policymakers and older workers alike. Starting in April 2026, the state pension age will begin to increase from the current 66 years for both men and women, gradually rising to 67 by April 2028.
Further legislative changes will see the state pension age increase again, from 67 to 68, between April 2044 and April 2046. These shifts are designed to reflect increasing life expectancies but present challenges for those approaching pension age.
Experts addressing the Work and Pensions Committee highlighted the importance of early workplace support for older employees, especially those managing health conditions. David Finch, assistant director at The Health Foundation, pointed out that many older workers face multiple, interacting health issues. He stressed that introducing small adjustments at an earlier stage—preferably in workers’ 50s rather than in their 60s—can help prevent these conditions from worsening and allow people to stay in the workforce longer.
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Another key area of focus is “active job matching,” a proactive approach to help workers who can no longer perform their current roles find suitable alternatives. Finch suggested that locally delivered job-matching support could assist employers and employees in adapting roles to extend working lives.
Additionally, pension payments themselves will see a boost starting April 2026. Thanks to the triple lock policy, state pension payments will increase by 4.8 percent, raising the full new state pension from £230.25 to £241.30 per week. Workers can check their projected state pension amounts on the Government’s official website.
As these policy shifts unfold, it’s essential for workers and employers alike to prepare for longer working lives and the support needed to navigate these transitions smoothly.