Individuals with certain health conditions may be eligible for additional financial support through their Universal Credit claim, potentially adding hundreds of pounds to their monthly payment. The amount awarded depends on when they informed the Department for Work and Pensions (DWP) about their condition and the severity of their diagnosis.
This extra support, known as the limited capability for work and work-related activity (LCWRA) or the Universal Credit ‘health element,’ was updated in April. The new rules introduce two distinct payment rates: a higher and a lower amount.
Claimants who were already receiving the LCWRA element prior to April 6, 2026, are unaffected by the changes. However, those applying after this date can only qualify for the higher payment rate if they have a severe, lifelong health condition that is unlikely to improve over time, or if they are approaching the end of their life.
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The higher payment rate is set at £429.80 per month, while the lower rate is £217.26. The lower sum applies to new claimants who do not meet the stringent criteria for the higher amount.
To determine eligibility, a health professional may conduct a Work Capability Assessment, reviewing medical evidence to confirm if the claimant’s condition is severe and lifelong with no prospect of improvement.
According to official government guidance, individuals are likely to be classified as having a severe and lifelong condition if all specific criteria apply.
Couples living together who both qualify for LCWRA will only receive one additional monthly payment. If just one partner qualifies for the higher rate, the household will receive the higher amount.
When applying for Universal Credit, claimants must disclose any health conditions or disabilities, providing relevant medical details as required. Furthermore, it’s essential to report any changes in circumstances promptly. This includes improvements or deterioration in health and the receipt of new diagnoses, as these can affect the level of support.
Being proactive about reporting your health status can make a significant financial difference under the updated Universal Credit rules.