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‘I Saved £5,000 When My Husband Chose a Different Kind of Farewell’

Monica Hayden, an 80-year-old from Merriott, Somerset, found comfort in an unconventional farewell when her husband of nearly 60 years, David, passed away in April.

David, 86, had expressed a wish for a direct cremation—a simpler alternative that more Britons are embracing. Unlike traditional funerals, a direct cremation involves cremating the body without a formal service or attendees. Monica and their family and friends instead honored David’s memory with a heartfelt church service and a warm wake, which cost just £2,000.

Reflecting on the experience, Monica said, “It was all about celebrating the life he’d led, full of kindness and devotion.” David was well-loved locally, not only as Monica’s husband but also as a devoted youth football coach and a compassionate foster father.

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Inspired by the dignified and affordable nature of David’s farewell, Monica decided to opt for a direct cremation for herself. She contacted the funeral company managing her £6,700 funeral plan and requested to switch to a direct cremation, successfully reclaiming £5,000.

Monica isn’t alone in recognizing the benefits. Friends and family have followed suit, choosing direct cremations for their own loved ones to avoid the escalating costs of traditional funerals. “I don’t see what justifies spending thousands on a funeral. The direct cremation was a happy, loving day to celebrate David’s remarkable life,” she added.

Industry research highlights the growing financial pressure on families. Pure Cremation’s data shows that the average traditional burial funeral costs £6,065—significantly higher than the average cremation at £4,232. Funeral directors often add hidden fees or unclear charges, leaving families vulnerable during emotional times.

Ian Atkinson, marketing director at Pure Cremation, emphasized the need for transparency: “Families deserve clear, upfront pricing so they can make informed decisions without unexpected costs.”

Further highlighting the strain, SunLife reports a 5.3% rise in traditional funeral costs last year, with the average attended funeral reaching £4,510. Basic services average £3,828, but adding memorials, flowers, and refreshments can push the total above £5,000. This increase is driven by higher crematorium and cemetery fees, pricier coffins, and the general cost-of-living squeeze. Around 15% of families face financial hardship when arranging funerals, often needing to find an extra £2,365 on average.

Monica’s story illustrates how direct cremation can offer both dignity and substantial savings, empowering families to focus on celebrating the lives of their loved ones without financial stress.

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