Recent government data reveals that approximately 1.4 million people receive payments from a benefit scheme that offers more than just financial support. Among these, numerous older adults could also access various freebies and additional perks.
Pension Credit, a benefit managed by the Department for Work and Pensions (DWP), remains unclaimed by around 910,000 eligible families, according to the latest figures. Couples receiving this benefit can get up to £346.60 per week on average.
To qualify for Guarantee Pension Credit, individuals must have reached State Pension age (currently 66) and have a weekly income below the government’s minimum living threshold. Eligibility criteria also allow for higher payments if you are a carer, disabled, or have specific housing costs.
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Claiming Pension Credit not only provides income support but also unlocks a variety of additional benefits, including:
- A free TV licence for those aged 75 and over
- Reduced council tax bills
- Help with NHS costs, including prescriptions and dental care
- Discounts on energy bills
- Access to Cold Weather Payments during winter months
You can apply for Pension Credit up to four months before reaching State Pension age and at any time thereafter. Claims made after eligibility can be backdated up to three months.
Before applying, ensure you have details such as your National Insurance number, information about your income, savings, and housing costs.
Applications can be submitted online via the official GOV.UK website, by post using the Pension Credit claim form sent to the DWP Pension Service, or by phone through the claim line.