Recent government data reveals that approximately 1.4 million people currently receive Pension Credit, a benefit that offers more than just financial assistance. This support also unlocks access to various perks designed to ease the financial burden on older adults.
Pension Credit, administered by the Department for Work and Pensions (DWP), remains unclaimed by an estimated 910,000 eligible households, according to the latest figures. Eligible couples can receive an average weekly payment of up to £346.60.
To qualify for Guarantee Pension Credit, applicants must have reached the State Pension age (currently 66) and have a weekly income below the government’s minimum threshold for living costs. Additional amounts may be available for carers, people with disabilities, or those facing certain housing expenses.
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Claiming Pension Credit not only provides weekly financial support but also unlocks a variety of additional benefits, including:
- A free TV licence for those over 75
- Help with NHS dental and optical costs
- Assistance with Cold Weather Payments during winter
- Discounts on water bills and other local services
Applications for Pension Credit can be submitted up to four months before reaching State Pension age, and claims can be backdated for up to three months. To apply, you will need relevant information such as your National Insurance number, bank details, and details of your income and savings.
You can apply online via the official government website GOV.UK. Alternatively, you can request a paper application form by contacting the DWP Pension Service or calling the claim line.
Taking the time to apply for Pension Credit can open the door to a range of valuable supports that make a real difference for older individuals facing financial challenges.